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I'm building trust and my first clients
I'm running my own ads and protecting what I earn
I'm building my team and getting my time back
I'm creating agencies and planning my exit
What agents say about working with me
Illustration Only
Where does my week go?
I entered 0 hours a week on follow-up and scheduling. These are the kinds of tasks a CRM setup is designed to help with.
Illustration only. My actual time saved depends on how I use the tools. This shows only the hours I entered. It does not show income, sales or results. My results depend on my effort, market and licensing.
From first policy to full freedom.
One map. Every tool. Every stage. You know your next step. You never build it alone.
Built in Chattanooga, TN · Formula 100 by Wealth Financial Investing Group
These scenes show goals agents work toward. They are not typical results. They are not a promise of income.
Wealth Financial Investing Group serves life and health insurance agents. We started in Chattanooga, TN, in 2021. You get software, marketing, ads and coaching. It all runs on Formula 100 Premium Systems. Its 10 stages go from first sale to agency exit.
Updated October 22, 2026 · Checked by Travis Pace, founder
The partners and platforms behind your system
GoHighLevel, Family First Life, Anderson Advisors, Credit Suite, Hyros, Zapier, UgenticIQ, Acquisition.com, Meta, Google, LinkedIn, TikTok, EBOOV, Laurel Portie, Neil Patel, WAVV, SamCart, Stripe
Licensed. Now what?
Most agents can sell just fine. They quit when no one hands them a system. You can fix that.
Your leads live in five apps. Follow-ups slip away.
You dial all day. Your calendar stays empty.
One system follows up for you. It books calls while you sell.
You're not behind. You're early.
Every agent walks the same road. Find where you stand. Then take the next step. Just one.
Build the machine first.
New agents get it all set up from day one. You sell. You don't tinker.
Licensed? Land your first sale.
You get a real system and one product lane. You get a plan for your first policy.
- One lane
- Warm market
- Scripts
Every lead in one place.
Calls, texts, email and contacts sit in one CRM. The busywork runs on its own.
- GoHighLevel
- Automations
A helper that replies for you.
Text and voice AI answer new leads in seconds. They book calls while you're on the phone.
- Text AI
- Voice AI
Know every deal's value.
Each lead lands in a pipeline. You see each stage and what each deal is worth. Nothing slips.
- Stages
- Deal value
Follow-up that never forgets.
Texts and emails go out on their own. They warm leads up until they're ready to talk.
- SMS
- Warm up
Show up every single day.
Your social posts get loaded months ahead. They can reach big crowds with no paid ads.
- Social planner
- Reels
Get found on Google first.
Your Google Business Profile gets set up right. Your listings sync to local sites from one screen.
- Google Business
- Listings
Let happy clients speak.
Clients get asked for reviews and videos after each win. It runs on its own.
- Review requests
- Video reviews
Websites, funnels and webinars, ready.
Your site, funnels, webinars and group pages come pre-built. They live in the Formula 100 snapshot.
- Website
- Funnels
- Webinars
Bronze built?
Next is Silver. You get more booked calls. You get a setup to keep what you earn.
See the Bronze package →Now keep what you earn.
More money brings new problems. Protect it, fund it and keep more of it. Your CPA and lawyer stay in the loop.
Turn good weeks into every week.
You get one clear path from lead to close. Hundreds of posts a week get done for you.
- Weekly rhythm
- Lots of posts
Split you from your business.
Learn how a holding company and an LLC work. They can help keep your things safe.
- Holding company
- LLC / S-corp
Fund growth on your EIN.
Build credit and credit lines on your business. Keep them off your own score.
- EIN credit
- Lines of credit
A cushion for chargebacks.
A well-built whole life policy can be a cushion. Learn how. You hear the risks first.
- Key member policy
- Cash value
Keep more of every check.
Learn about write-offs and how to set up your business. Then go over it with your CPA.
- Tax breaks
- Write-offs
Pay your future self first.
Learn your retirement options as a 1099 agent. These are for agents with no company plan.
- 1099 retirement
Own your leads. Stop renting.
Run your own ads, tied to your CRM. Booked calls follow your budget. You own the crowd.
- Your ad account
- Booked calls
Structure set?
Next is Gold. Build a team. Buy back your time.
See the Silver package →Buy back your time.
The money part is set. Now you build a team. They walk the same road you did. The systems do the teaching.
Recruit a team. Get time back.
You get a page and ads to find new agents. You get forms, pipelines and a KPI tracker. It is all ready to run.
- Find
- Bring on
- Train
Repeat the road for every agent.
Each agent gets your CRM, reviews, tools, marketing and ads. They climb from Bronze to Silver to Gold under you.
- Clone the system
- Stage classes
Team growing?
Next is Platinum. Lead many Gold leaders. Plan your exit.
See the Gold package →Build an agency buyers want.
Many Gold leaders. One system under your brand. Every tool is in place. The business runs without you.
Many Gold leaders. Each one runs Silver and Bronze agents.
Each agency under you runs on Formula 100.
Plan a sale or a family legacy. Or live as a silent owner.
GoHighLevel, pre-built for agents.
It's the same GHL CRM anyone can buy. The Formula 100 snapshot comes loaded. Pipelines, campaigns and pages are ready on day one.
Same CRM at every stage
Nothing to move when you move up.
Snapshot included
Pipelines, automations and pages come pre-built.
Reviews built in
You get review asks and widgets from day one.
Ads plug right in
Leads flow right into your pipeline.
Learn with agents at your stage.
Join agents on the same step. Use the same tools. Ask, watch, meet and repeat.
Built by an agent, for you.
Travis Pace started Wealth Financial Investing Group in Chattanooga in 2021. He served in the U.S. Air Force. He runs his own insurance agency, Nooga Strong. He tests every step there first. Then he shows you.
Pick the stage you're in.
Each package comes with its stage group and class. You hear the price on a short intro call.
Straight answers, no fluff.
Who is Formula 100 for?
It is for life and health insurance agents. It is for agency owners too. New agents fit. Owners of many agencies fit.
Do new life insurance agents need a CRM?
Yes, and the sooner the better. Your CRM holds each lead, call and text. Your follow-ups live there too. New leads don't go cold. Formula 100 runs on GoHighLevel. Our agent snapshot comes set up.
Should I buy leads or make my own?
Bought leads can work for a short time. But you rent someone else's crowd. The road map starts with free leads. Then you run your own ads in Stage 07. You own the leads and the crowd.
Should a 1099 agent form an LLC or S-corp?
It depends on your income and state. Many agents look at a holding company. They pair it with an LLC taxed as an S-corp. Our WealthShield™ content is education. You decide with your CPA or lawyer.
Can a whole life policy help with chargebacks?
A well-built IBC whole life policy grows cash value. You may borrow against it as a cushion. Loans charge interest. They lower your cash value and death benefit. Dividends are not guaranteed. A licensed agent designs every policy.
How do I know which stage I'm in?
Take the free strategy audit. Or book a short intro call. The team will name your stage. You get one next step.
Built in Chattanooga.
Meet us downtown. Or work with us from anywhere in the U.S. Same system. Same team.
Serving life and health insurance agents in Chattanooga, East Ridge, Red Bank, Hixson, Signal Mountain, Ooltewah, Cleveland, and across Tennessee and the United States.
More life. Less hustle.
Start with the step you're on today. The team shows you the rest. The intro call is free.
Results are not the same for everyone. Your results depend on your work, your license and your market. Goals on this site are not promises. See our Earnings Disclaimer.